Z Global · 面向全球企业的跨境支付基础设施Cross-border payment infrastructure for global businesses 联系销售 →Contact Sales →
Cross-Border Payment Infrastructure

一个账户,打通
全球收付多币种清算
One account, bridging
global payouts and multi-currency settlement

Z Global 为全球企业提供多币种统一账户、货币兑换、全球下发与全球发卡。聚合全球持牌清算通道 —— 合规、即时、可编程。Z Global gives global businesses a unified multi-currency account, currency exchange, global payouts and global card issuing — over aggregated licensed clearing rails. Compliant, instant, programmable.

持牌合规经营Licensed & compliant 100+ 国家和地区100+ countries 8+ 结算币种8+ settlement currencies
企业统一账户 · 总览(USD 计价)Corporate unified account · overview (USD)
$ 12,480,560.00
多币种资金 · 实时对账Multi-currency balances · real-time reconciliation
兑换Exchange
下发Payout
发卡Cards
$
USD美元账户USD account
6,200,000
EUR欧元账户EUR account
1,820,000
$
HKD港币账户HKD account
3,540,200
¥
CNH离岸人民币Offshore RMB
5,260,000
8+
支持结算币种Settlement currencies
100+
下发覆盖国家Payout countries
7×24
全天候清算Round-the-clock clearing
100%
持牌合规经营Licensed & compliant
What We Build

四大核心产品,一站式跨境资金Four core products, one money stack

统一账户、货币兑换、全球下发与全球发卡 —— Z Global 把复杂的跨境资金链路,封装成一套可编程的 API 与控制台。Unified account, currency exchange, global payout and global card issuing — packaged into one set of APIs and a console.

统一账户Unified Account

多币种资金在同一账户管理,余额、流水、对账实时可查。All your currencies in one account — balances, flows and reconciliation in real time.

货币兑换Currency Exchange

8+ 币种自由兑换,透明汇率、智能路由、锁价成交。Convert freely across 8+ currencies, transparent rates, smart routing, locked quotes.

全球下发Global Payout

一键下发至全球银行账户与本地钱包,覆盖 100+ 国家,T+0 到账。Pay out to banks and local wallets across 100+ countries, T+0 settlement.

全球发卡Global Card Issuing

为企业签发 Visa 卡(差旅 / 采购 / 广告),并通过 CaaS 向项目方开放发卡 API。Issue Visa cards for businesses (travel / procurement / ads), and open issuing APIs via CaaS.

Global Card Issuing

面向全球企业的全球发卡Global card issuing for businesses

为出海企业签发多币种 Visa 卡,把全球开支管起来 —— 一张卡,覆盖差旅、采购与广告投放。Multi-currency Visa cards for companies going global — one card for travel, procurement and ad spend.

差旅费用Travel expenses

员工因公差旅、酒店机票,实时管控、自动归集报销。Business travel, flights and hotels, with real-time controls and auto-reconciliation.

全球采购Procurement

跨境供应商付款、SaaS 订阅,多币种结算、明细清晰。Cross-border supplier payments and SaaS subscriptions — multi-currency, clearly itemized.

广告投放Ad spend

Google、Meta、TikTok 等平台投放,批量开卡、独立额度、防风控冻结。Spend on Google, Meta, TikTok and more — bulk issuance, separate limits, anti-decline.

虚拟卡 / 实体卡 · API 批量发卡Virtual / physical cards · bulk API issuance

按团队、项目、用途分卡管理,实时额度调整与冻结。Issue cards by team, project or purpose, with real-time limit control and freezing.

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Z GLOBAL · CORPORATE
# 一次调用,为你的项目方签发一张卡Issue a card for your program in one call POST /v1/cards { "program_id": "prog_8f2a...", "holder": "acme-merchant-01", "currency": "USD", "limit": 50000, "type": "virtual" } # 200 OK { "card_id": "card_19xQ...", "status": "active" }
Card Issuing · CaaS

CaaS · 把发卡能力开放给你CaaS · Open our issuing engine to you

全球发卡能力的一部分 —— 无需自建牌照与系统,Z Global 通过 API 把发卡能力开放给其他发卡项目方,快速上线自有卡计划。Part of our card-issuing stack — no licenses or systems to build. Z Global opens its issuing capability via API so other programs can launch fast.

BIN / Program 接入BIN / Program onboarding

共享或独立 BIN,自定义卡面与卡计划,快速发布。Shared or dedicated BIN, custom card art and programs, ship fast.

全生命周期 APIFull-lifecycle API

开卡、充值、冻结、交易、退款、对账,全流程可编程。Create, fund, freeze, transact, refund and reconcile — fully programmable.

风控与合规支持Risk & compliance

内置 KYC/KYB、交易风控与对账,合规由 Z Global 持牌主体承载。Built-in KYC/KYB, transaction risk control and reconciliation; compliance carried by Z Global's licensed entities.

资金与结算Funds & settlement

对接 Z Global 统一账户,充值、结算、清分一体化。Connected to the Z Global unified account — funding, settlement and clearing in one.

Why Z Global

为什么选择 Z GlobalWhy choose Z Global

聚合全球持牌清算通道 —— 让跨境资金又快、又稳、又合规。Aggregated licensed clearing channels make cross-border money fast, stable and compliant.

全球本地清算网络Local clearing network

接入各地本地清算网络,T+0 到账、7×24 处理,不受单一银行档期限制。Settle through local clearing networks worldwide — T+0 arrival, processed 24/7, never gated by one bank’s cut-off.

多通道智能路由Multi-rail smart routing

每层金融机构都是 1+N 集群,按汇率、成功率、合规自动选最优通道并故障转移。Every layer is a 1+N cluster; route by rate, success rate and compliance, with automatic failover.

持牌合规Licensed & compliant

美国 MSB、香港 MSO 等多辖区持牌经营,合规串联三层金融机构。Licensed across US MSB, HK MSO and more, connecting the financial stack compliantly.

API 优先API-first

账户、兑换、下发、发卡全部以 API 暴露,轻松嵌入你的业务系统。Accounts, exchange, payout and cards all exposed as APIs — embed into your stack with ease.

一站式平台One-stop platform

账户、换汇、下发、发卡、对账在一个平台与控制台内闭环,无需多方拼接。Account, exchange, payout, cards and reconciliation close the loop in one platform and console.

7×24 运营24/7 operations

全天候结算与风控、专属客户成功团队,为关键资金链路保驾护航。Round-the-clock settlement and risk control, with a dedicated customer success team.

Compliance

持牌合规,是基础设施的底座Licensing is the bedrock of infrastructure

在多个司法辖区持牌经营,把跨境资金链路纳入合规框架。Licensed across multiple jurisdictions, bringing cross-border money flows into a compliant framework.

UNITED STATES
美国 MSBUS MSB
HONG KONG
香港 MSOHK MSO
AML / KYC
反洗钱体系AML Program

把全球资金流转,交给 Z GlobalPut your global money flow on Z Global

无论你是出海企业、跨境电商,还是发卡项目方 —— 我们为你提供一站式的账户、兑换、下发与发卡能力。Whether you're a global enterprise, cross-border seller or a card program — get a one-stop account, exchange, payout and issuing stack.

联系销售 / 预约演示Contact Sales / Book a Demo